What Every Real Estate Investor Needs to Know about Cash Flow... And 36 Other Key Financial Measures Title insurance — for a lot of homebuyers — is a mystery. You go to settlement, and among the many items you have to pay is a large sum of money for Owners and Lenders Title Insurance. You pay it, primarily because the title attorney tells you that you will not get your loan unless the lender has adequate insurance. Several months later, your insurance policy is mailed to you by the settlement company. You tuck it away with the rest of your home-purchase documents, and then forget about it.

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