It’s easy for economic pundits to write that the best time to create strategies for thriving in a recession is during the boom that precedes it. Armed with the hindsight derived from watching the time line of economic decay over the past few months, one might be tough on consumers that have continued to add debt and spend beyond their means.

But, putting all that behind us, adopting a proactive approach, right now, will strengthen your ability to take advantage of opportunities for growth at a time when others with reactive strategies are scrambling to recover. Financial literacy is the place to start since what you do know and what you do not know about real estate and finances will respectively represent your strengths and weaknesses.

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